I had heard some good things about the card! I made a balance transfer and at the end of the month got a $88.00 interest charge! Oh they said you must have read the small print about if we transfer any amount we charge you interest on the outstanding Balance you transfered! In the past I always paid a Transfer fee whcih is fair but I was now looking $1200 a year interest if I stayed with them. Fooled me they did! Don't let them fool you! Don't fool with these people they are liars and cheats! read full review »