We had a loan through AL Financial for a used vehicle. We never once in 36 months made a late payment. After we made our final payment in May of 2010, the company sent us the pink slip, with the lien released. About 3 weeks later thtey informed us that the check for our last payment had not cleared. I called to make arrangements to re-pay the balance, and was threatened and harrassed by the "owner" of the company. Without even giving us a chance to pay it, we were made aware that the company had registered the lown on our credit report... read full review »