US Bank lease-end fraudulent fees for "excess wear and tear." I leased a vehicle through a local Volvo dealership, which set up the financing through US Bank. I made all payments on time for four years without incidence, but ran into a problem at lease end concerning US Bank's unilateral determination of "excess wear and tear" to the vehicle. Simply put, US Bank asserts that it alone (through its inspector) determines what constitutes "excess wear and tear" and that the lessee cannot challenge that assessment... read full review »