My fiance & I both have had Credit One cards for about 6ish months. We've usually been on time with our payments with 1 or 2 late payments. When we've had those late payments, we usually pay twice the minimum payment, yet when I check our accounts online, the payment has posted but we're still either very near or over our credit limits (small limits). Then they will call my cell phone from 8am until almost 9pm, some times one call right after another! This morning alone, I was woken up by 4 calls in a row! When I answered... read full review »