DO NOT USE THIS COMPANY, THEY ARE NOW OUTSOURCING THEIR CUSTOMER SERVICE/COLLECTIONS TO SOME COUNTRY WHERE THE STAFF IS NOT ONLY RUDE, HANGING UP ON THE CUSTOMER, BUT THEY REFUSE TO HELP. SERVICE IN THE STATES WILL NOT GIVE YOU A SUPERVISOR TO SPEAK TO, THEY GIVE YOU FAX NUMBERS THAT DO NOT CONNECT, THEY TRY TO SIDE STEP DEALING WITH THE CUSTOMER. WE ARE VERY RESPONSIBLE AND OUR TRYING TO PAY OFF OUR DEBT. DO NOT USE THIS COMPANY!!!1 read full review »