I paid for my points for 10 years. Over $10, 000 dollars plus the maintance fees extra. It was finally paid off last year. I dealt with the high maintenance fee and tranfers of companies. When I signed up with the points the fixed week I did own was explained to me would be going back to peppertree for my points. Now this past summer they come up with trying to get me to take the adventure club. Nothing to benefit me, just more out of the pocket and same maintenance fees. My choices were to stay where I was with higher fees each year or go... read full review »