I applied for a remod on my home mtg Bank of America gave me the trial period which was affordable in my situation due to loss of income. They reg said papers and has until Aug 4 to send on July 20 they sent out a denial letter, Now they are threatening to foreclose also getting harassing and threatening phone calls I do not know what to do know. I have mentioned to them that my financial situation will change by the end of October but was told by the rep they only consider whats happening now With all the foreclosures now and they are not really helping with the programs read full review »