I would like an explanation as to how my interest rate/APR went from 23.99 percent t0 31.99 percent. Chase did not ask my permission to increase my interest rate but when I call to ask them to reduce it they told me NO. I am filing complaints on FTC and all online complaint forums I can find until Chase EXPLAINS how my interest rate continued to rise without my knowledge and how I have been paying this card for years and I cannot seem to pay it off because of their ridiculous criminal interest rates. When I called and said I was having... read full review »