On September the 27th, 2010 I was notified via e-mail that my account had been overdrawn. After some research on my part, I realized that someone was attempting to deposit a fraudulent check in to my checking account. I didn't have any funds at the time in my checking account, and I would have thought they would decline the transaction. Therefore, I immediately notified my bank (JP Morgan Chase, N.A.) and they reversed the charge. The next day I noticed I had an insufficient funds charge on my account for $34.00. Turns out that I had... read full review »