OK Well just want people to know that this company is very misleading They tell you it is a regular credit card, it is not you have to order from only a few stores they have available and the prices are outragious, by the time you pay off your initonal fee you could have purchised the same item on sale at a department store. when you ask for your 89.00 fee back and to close out the account they are not very nice about it and twist the recorded conversation around so they dont half to pay you, they did close out my acc. so there will be no more... read full review »