Ten years ago, ten years younger and not so wise, I received a check in the mail for $5, 000.00. I never applied or at any time requested information for this. I thought, "oh my, I must be doing very well." What an idiot!!! It is now 10 years later and still owe more than 2, 000 above the loan amount. No matter what I try to pay, which I will admit is never the total amount due, just don't have the funds for the that, I am always called and always charged late fees. The original loan was just that, a loan. I remember having... read full review »