Boy am I glad my boyfriend and I decided to search the web as we were talking to the people who called us from Bay Area Credit Service! Although they have a "legitimate" website, when you search them on Google the 5th word that pops up next to them is SCAM. With this in mind, let me explain what happened... My boyfriend's mom received a phone call from (877)230-9773 asking for him, and so she told him that he would call them back since we live in our own apartment. Upon calling, the man that answered said that my boyfriend did not... read full review »