This isn't my first time writing a negative review for Wachovia / Wells Fargo and if I don't take my business elsewhere and soon I doubt it will by my last. This afternoon I attempted to use my debit card and was told that it had been declined. Confused, I called Wachovia for a balance total and was first appalled that my account was in the negative; -$122.07 to be exact. The overdraft protection law went into effect on August 16, 2010 and I declined the "protection". Why was my account negative? I entered the... read full review »