The same thing happened to me! I was surfing online for a loan, then suddenly, a debit of $49.98 was posted on my account. I called the number that my bank gave me and the person I spoke with explained that it was a membership that I agreed upon when applying for a loan. Maybe I forgot to read the terms & conditions properly. So I asked the person to cancel whatever this is and refund my money. They cancelled it for and they explained to me that the money will be returned within 3-5 business days. read full review »