I’m a single parent, and with the current status of the economy, I was forced to apply for a loan to support my family. I checked some websites and submitted my application. The next day, my bank notified me that I was overdrawn and an amount of $49.98 was charged to me. My bank gave me the number of the company that did this. When I called them up, they explained to me the charges. Since I don’t want this, I asked if a can cancel and see if I can get my money back. They said that it will be returned within 3-5 business days. After 4 days, I got my money back. read full review »