My experience on charge.com was not good. - Their first scam is, each application is automatically approved. That should be a heads up that this is a bad business. The second scam is you say what your sales will be and if you want MC or Visa. And then somehow automatically you are taking AMEX and JCB and discover, and paying that AMEX fee. Then when you want to terminate because of their non existant customer support, it costs you $300 to leave (and that is why there is no set up fee). All they have is a good domain name. read full review »