My name is Cedric Raulston, i hired DRA/acushield to help me solve debt. However in their program a little over a year, i hired another agency to handle my debt problem because their program better fit my household income. I ask DRA to refund my administration fees of $2197.30 and told DRA they could keep the monthly maintenance fee of $19.95 for their time and service which came to be $140.00. Because we never got to any negotiating with any creditors. I had several talks with DRA since Sept. of 2008 but they stop corresponding and i still have not gotten a refund. read full review »