16. 2007 STARTED BANKING WITH CHARTER ONE SIMPLY TO CASH MY JOB CHECKS WITHOUT FEES 17 FOUND A BETTER PLACE FOR BANKING (CREDIT UNION) 18-19 STARTED RECEIVING ANNOYING ASS NOTICES, DUE TO HAVING A INACTIVE ACCOUNT, FOR, I WOULD SAY FOR ABOUT 2YEARS MAYBE 3YEARS OF NOT USING THEM. I ALSO CUT UP THE CARD SO THAT I DIDNT USE IT. REMIND YOU THEY NEVER SAID THAT YOU WILL BE CHARGED ANY FEES FOR NOT USING YOUR ACCOUNT. I THOUGHT THAT AS LONG AS YOU KEEP YOUR BALANCE AT A POSITIVE YOU COULD LEAVE IT OPEN WITH OUT IT BEING CLOSED... read full review »