In August 2006, my business received a call from Chase Bank about a Chase Platinum Business Visa. Did not suspect any fraud because we also received these same offers via mail. The sales representative said the card was pre-approved for $14K. I ask how was it pre-approved? I stated to him that it was my understanding that most unsecured business cards required a "personal guarantee, " and I stated to the sales rep that if that was the case I was not interested in applying. The Sales Rep said that this particular card DID NOT require a... read full review »