My Wife has a car financed through Americredit. She called to see about refinancing or deffering a payment as I have lost my job and unemployment benefits. She is barley making enough to pay our rent and other bills. All she/we want is to get a lower payment until I can get a new job. They refuse to help, only stating they will set up payment arraingments while you continue to make your monthly payment!! What a load of BS!!! This company is as crooked as a politician! All they want to to is take advantage of people and screw up their credit!!!... read full review »