The bank said i had 60.00 and then my direct deposit hit and i had 49.00, i then had 6 charges 35.00, 20.00, 20.00, 8.97, 6.93, 9.78...it was .68 cent over and i was charged 210.00. So I am changing back to my credit union. FSNB they at least kiss you before you get "fd" read full review »