I noticed a charge of $49.98 on my online bank statement that had caused an overdraft fee. This charge was from Liberty Discount Club. I never authorized this charge!! I called the 1-877 phone number on the check. They asked if I had applied for a payday loan and I had. They said that's where they got all the info. But they said I had called in time to have the charge reversed. I just had to fill out a refund request online. A week later I called checking on the refund and was told they needed me to verify some information online. A week... read full review »