I have been a cardholder since 2006. I have always paid at least the minimum due and my payments have always been early. Imagine my surprise when receiving my Feb. 2009 statement and seeing that not only was I overlimit, but that many other charges were applied to my account. I had a "late fee", "overlimit fee", and a "cli" fee which was explained as a "Credit line increase fee". After finally reaching a "Human", he explained that my payment had been cancelled online at their website ezcardinfo.com. I... read full review »