My father in law received a phone call from "Nick Stevens" from United Law Services from a 760 number. The call scared my father in law and he called me. I contacted the number that was given. United Law Services claims that I took out a payday loan August of 2009. I never even knew there were such things until this year, and I did not take out a loan in 2009. This Mr. Stevens was very nasty about the fact that I needed to pay the amount due "now". I told him that I knew "beyond any shadow of a doubt" that I had... read full review »