I was sold an education program over the phone by Prosper Learning that encouraged me to max out my credit card, and then use their finance company to fund the rest of the over $8000 course. The understanding was that I would have an income generating web business that would fund my debt. After 12 months I am still in debt. I have not made a cent from their program. Their education began with such essential lessons as the difference between the left and right mouse button - this was not what I paid an extraordinary amount of money... read full review »