Our home is financed through 21st Mortgage Corp. Instead of using their insurance, we are paying through another company for better coverage at better rates. We are set up with four payments per year by our insurance company and have never been late or had our coverage canceled. Yet, every four months, we receive a letter from 21st Mortgage stating that they have no insurance information and that we have to provide that information within 15 days of the date of the letter. This gets to be a hassle because I have to call our local agent to... read full review »