Citibank recently appointed Santander as servicer for the loan on a 2006 Pontiac Torrent I owned. This loan has never been late - it has always been paid through Citibank's auto-debit program, and I have years of monthly billing statements on hand that attest to the fact that during the entire life of the loan with Citibank, the payments have never been late. After the first two months of Santander servicing the loan, I traded in the vehicle and the dealership paid it off. Let me repeat that: the vehicle was paid off. I have... read full review »