Do not use these people!! I obtained "free" credit reports for me, my son and my daughter-in-law. The reports were not correct nor were the credit scores. Also, the "free" credit report cost $1.99 and then I started getting billed $14.95 for each of us for a membership that I never signed up for!! I called and they won't refund the money and the girl on the phone was stupid!!! read full review »