Wells Fargo gave us a loan to buy a house for $550, 000 in 2007 . We gave $114, 000 as a down payment. My husband use to make $8, 000 more in 2007 than 2010 . We tried to refinance because we have INTEREST ONLY ADJUSTABLE RATE, and Wells Fargo said: your income is not enough! you can do a short sale instead! I have never seen anything more unfair than this! read full review »