I noticed a check debit from my banking account for $49.99, when I called the company "Discount Web Member Sites aka 77ClubCS.com" the representative with poor English told me that I accepted terms online from their company which I did not and that they do not make any refunds. When asked to speak to a supervisor conveniently there was none available. I contacted my bank and they will reverse the charge and I am closing my bank account just in case this happens again. I believe this is in connection with Ameriloan, I did an online cash advance just a day before the fraud activity took place. Never again! read full review »