This company called Funding Universe is absolutely a scam. I went through the program to obtain funding for a business acquisition. The salesperson was very convincing that I would get funded, so I paid their $99 fee. When they screen my credit they said I needed to remove a few inquires before they could proceed. I only had a total of 2 inquiries and my credit score is 690. From there they tried to sell me on hiring one of their attorneys to remove the inquiries. Within a couple of days they start to claim that they have improved my credit... read full review »