Ludington Loans approved a loan with a $995 deposit to be sent via Western Union with a $86 dollar fee that they promised to return to me. Then after that was sent to them required another $995 sent via Western Union with a $86 dollar fee that they promised to return to me as well. When I did not have the money to send it but I was now in a desperate situation they convinced me to get a payday loan to pay the second deposit. I did this out of desperation because now they had my money and I needed monry to pay the bills and they said it would... read full review »