I was strugling on making my morgage payments and called my mortgage company to get help. I was refred to Make Home Affordable department. I complied with all that was requested and got a contract Home Affordable Modification Trial Period Plan. That Began 10-01-2009. All payments were sent in time. Then on June 23 2010 Citi Morgage sent me another modification which is their traditional modification. I called to ask why I got this contract if I was complying with the Make affordable contract and they replyed because of missing documents. I... read full review »