I just wanted to give everyone a heads up about a collection agency that I have been dealing with. It's name is "VKI", I believe it stands for Valentine and Kabartas. Here is the situation... when I decided to join a debt counseling service I had to contact VKI and let them know that I had to cancel the current plan I had made with them and set up a new one because I was trying to pay ALL my creditors back at once (because I found that trying to do it all on my own wasn't working) and this is what happened... On... read full review »