Since I purchased a vehicle fron J.D.Byrider, (CNAC)Tallahassee, Fl I have had nothing but phone calls and threats.The way these people speak to you over the phone "they talk like we are ignorant and uneducated to say the least. If I am one day late, all I hear about is the bank this and the bank that. CNAC does not care about you and me, they only care about the vehicle they trapped us into buying, with mechancial problems to boot. I've also taken mine into their service dept. several times and it takes a few days each time to get it... read full review »