HEB charges .20 cents to make change. I asked for a roll of quarters in exchange for ten $1.00 bills. The cashier was hesistant to inform me that there was a .20 cent charge for any change requests. The interesting thing is... HEB charges TAX on the .20 cents change request fee... therefore it is .22 cents to make change. When I asked them why are they doing that.. the response was "the bank charges HEB to get change." After thinking about the answer (the day after)...it dawned on me.. HEB HAS A CREDIT UNION!!! read full review »