My current mortgage is with BoA for 30 years. I contacted them about refinancing my home for 15 years, but was concerned about the Loan-to value amount. The loan officer took my information and found a program for me. We filled out all the paperwork, paid fees to them for multiple items and were asked to pay for additional items (to a Savings and Loan company) to process our second deed as well as the usual Faxing multiple items for taxes, payroll etc. After the last call for information to be sent to them I received a notice that the property... read full review »