My name is Michael Gaskin, school teacher living in Lithonia GA. I am married with 2 children 4year old and 8 mth old. Credit Scores 796, 800 respectively. WATCHING MARKET LOW HOUSING PRICES I DECIDED TO TAKE ADVANTAGE OF THIS OPPORTUNITY. IT TOOK ME 4 MONTHS TO FIND A HOME. I WAS PREAPPROVED THROUGH DESKTOP UNDERWRITE WITH EVOLVE BANK & TRUST. I am considered in the Industry Standards Perfect borrower A+++ Money in the Bank, Job Stability, Excellent Credit, No Loan/No Debts Except current home I live in. Therefore, NO DEBT OVERLOAD... read full review »