Within the last three weeks, I received an e-mail stating I had an IRS refund that had three cents in change. The e-mail directed me to click on a link whereby I should complete the form sending them my Social Security number, debit card number and the security code on the back of the debit card. I knew immediately it was a scam. First, if the IRS owed me money, they would mail me a check. But most of all, we do not deal in change on our tax returns. After reading the e-mail, you were directed to click and go to the form. That next... read full review »