I SENT A PAYMENT TO CITIFINANCIAL AND SANTANDER BOUGHT OUT MY LOAN. ON SEPT 25, 2010 MY CREDIT UNION REFINANCED MY AUTO AND SENT SANTANDER A CHECK FOR$ 24, 337.93 BUT MY PAYOFF WAS $23, 474.28 LEAVING DIFFERENCE OF $863.65. SANTANDER ALSO RECIEVED MY PAYMENT FROM CITIFINANCIAL IN AMOUNT OF $712.00 THAT THEY ALSO CASHED. I'M BEING TOLD THAT THEY CAN'T TELL ME WHERE MY MONEY IN OVER PAYMENT WENT, AND ON NOV. 10, 2010 MY CREDIT UNION FAXED A COPY OF BOTH CLEARED CHECKS, AND ASKED THAT SANTANDER FIND THIS OVER PAYMENT MONEY AND SEND BACK... read full review »