Received a phone message 11/19/10 from United Legal Alliance special agent John Reese threatening me with a restraining order and lawsuit and affidavit number GCC-1877 with call back number of 210-280-8071 urgent. I called back and spoke to special agent Marie Jackson the same day. See said it pertained to a their client HSBC. I do have a card in collections with HSBC, a mastercard. However, I asked her for the debt reference information and she was very evasive, saying it was a "direct merchant card" and that her company is a law... read full review »