They are only available by a toll free number but they are all American, use a CEO name on their company that is actually a financial person with a lot of financial background. I checked with FBI, Trade Commission, local police, and even called the victims advocate. There were no reports on these guys. I even called the realtor that leases out the building on the fax cover sheet they sent me. She said it was not actually called Hemmingway, but would not answer if it was a financial business. They are brokers with over 300 lenders, so I let... read full review »