-I had an account at wells fargo for 9 months. It was one of those second chance accounts with a lot of restrictions. In that period I had one overdraft that I paid for and was in good standings. It was a large deposit and would have taken 1 week to clear. I talked to a banker about getting off of probation and stepping up to a regular account. He got on his computer and exclaimed " yes you can open a regular account at this time, congratulations ! ( I'm serious ). He said all we need to do is get the check back that I... read full review »