I have been a credit card customer for 12 years, pay every bill on time and never late, never hold a balance, charge about $12000 annually and pay in full every month. Last month only used $10 and apparently the bill never arrived, so I'm late 1 week. Wells Fargo calls me up while I'm driving, insists to collect over the phone (blocked ID, fraud risk), and also driving risk. I told them to send me duplicate of the bill and I'd pay immediately. The a-hole on the phone told me that I'm damaging my credit by delaying the $10 a... read full review »