i recently asked BB&T for overdraft protection, the bank rep. on the phone said all i needed to do was to come in and sign a piece of paper, so when arriving at the bank, i went inside and asked the banker about overdraft and how to add it to my account, well they sent me to one of the higher up bank rep.s who then went on about credit and ended up stating that i would need a co-signer. all i wanted was overdraft, nothing about credit or anything like that. so i went home and called the guy who had opened my account and asked him about it... read full review »