I had a zero balance and they closed my account and called me to let me know I had a 25.00 membership fee + a 15.00 late charge + .62 interest = 40.62 This canpany is going to stell 50, 000000 and then pay a 10, 00000 fine and laugh all the way to the bank. ( like providion did a few years ago. ) There should be something we could do about this!! read full review »