We have been dealing with BANK of AMERICA since March 2010. We are current on our morage payment, but not for much longer. Our payment went up $500 since Sept. Escrow is and has been from the start (March 2010). That's another story. My husband has lost $800 a month for a year now, due to cut backs. I'm self employed and have lost clients as well. We've just cut back on everything to keep good credit. We have gotten the run around from BANK of AMERICA for way too long. We got into one of those 1oo% financing loans in 2005... read full review »