I realized that I had missed my payment (the first time I've missed one in a year) so I signed on 11/28/10 and made a payment for the amount that was due at my last due date 11/18/10. I got a call today threatening me that they were going to report me to the credit bureau and that would get me in "Big trouble". Which is not true. I made my payment before my next one was due and should be back to good standing. He told me if I didn't pay the rest of the amount (the remainder is due 12/18/10) that I would be in trouble and be... read full review »