I don't understand why the Attorney General has not shut this company down, but I do feel that all complaints to her office go on deaf ears! This Collection Agency by the name of Howard Lee Schiff needs to be Stopped! We had three (3) credit cards charged off by HSBC after contacting HSBC the would not work with us. We received notification by US Mail from this Collection agent in which I sent Certified return receipt "Request for Validation" which we never received. Instead they evidently went to court without notifying us and... read full review »