Let me start by saying that we are a single income family with three children, all in school. After a rough financial year in 2009, we've spent most of 2010 playing catch up and just trying to make ends meet. Running a household on one income is not an easy thing to do as I'm sure many of you know. I started noticing these insane overdraft fee's being deducted from our account back in September when school began. They hit us with $175 which is a lot of money to us. Especially when school supplies & uniforms and all that good... read full review »